Keeping Your Soul Safe: How To Prevent Identity Theft

Are you aware that people in this world are out to get your identity and utilize it for their own personal gain? Well, they are. There are several ways in which these thieves get your personal information.

After you have done major bank comparisons and settled on the bank that is right for you, open an account. There are several different types of accounts that you can open, such as savings, checking, loan, or cash deposit. It will simply depend on what your current needs are. When you open the account, there are a variety of different documents that the bank will ask for, such as your current driver’s license and your social security card replacement. If you are opening an account with a brick and mortar style bank you may need to actually visit a branch to complete your account; however, if you are opening an account with an online bank, all of the necessary forms will be online.

The following are the necessary steps you need to take to ensure that your new name is official. You will also be needing the following; note cards, thank you greeting cards, telephones, and copies of your marriage license.

When traveling social security card replacement overseas stay away from food that is not served hot. Standards for preparing food are not the same in other countries and could make you sick. In particular, stay away from cold sauces and desserts. These foods are often a few days old, meaning that bacteria has already begun to grow on them.

Medicine is also another item women tend to carry in their purse. If a headache pops up you have what you need to help ease the pain. If you have an illness that requires daily medication, you will have access to it when the time comes to take it.

Tip: tell your child again and again not to give out any personal information in emails, especially to someone they met online. Do not allow your minor child to send any pictures of themselves to people you have not met.

Now, since we understand aging and how long an item can remain on your credit report, lets look into another item or entry. Federal Law says that a furnisher of information MUST report the date in which an account was first late and that triggers the commencement of the initial delinquency. There is a National bill collection agency by the name of NCO. In the summer of 2004 they were found guilty by the Federal Trade Commission of this violation and fined $ 1,500,000. That’s right! I said ONE POINT FIVE MILLION SMACKEROOS. Is that heavy? You bet your brother Fred’s new white pickup truck that is heavy.

And for the actual tax filing be prepared to see significant changes to your tax status. This is because now that you are married, your income and that of your spouse are joined. In doing so, you will see that your combined income jumps to an entirely different tax bracket. However, some adjustments are made for the fact that you are married. You will have to choose though on how to file: married filing jointly, or married filing separately. Depending how possible numbers work you, you may also need to make changes to your tax withholding status which would need to be done via an updated IRS W-4 Form to your employer. The IRS provides on their website a useful calculator to help estimate withholding impacts and choices.

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