When I first told my friends that I was going to become a mystery shopper for the summer, they all cracked up. Their laughter was not born of genuine amusement, but rather of an astonishment at my apparent ingenuousness.
We should be looking for ways to get rid of mortgages, debt, and financing in our lives. We should be looking for answers that make our homes secure so that we are not loosing sleep over foreclosures.
The teams traveled to the Los Angeles Regional Food test banks for their second challenge. Laura chose to sit out for the black team since they had one extra member. The teams had to prepare 150 food kits and then load them on a truck for delivery. The first team to load the truck would win the challenge. The winning team will receive free groceries for a year, letters from home, and they will be featured in a Cheerios campaign. It was a close one, but once again the black team was triumphant. In a touching gesture, Mike feeling bad for Aubrey who has five kids gave her his grocery prize.
Few people are able to buy houses in cash, but many are also unable to make a down payment before buying one. For them, no money down loans is the solution. These are perfect for the recent college graduate who has a good job and good credit, but has been unable to save up much money. Recent college graduates typically rent an apartment for the same cost as a house payment. It seems to make more sense to shift the rent money to mortgage money. Without money to put down, however, a standard loan cannot be availed of. You may need to get a piggyback loan. It equals 20% of the home’s cost, while the first loan equals 80% of that value.
The parking lot was full; it was standing-room only inside and the lines snaked around into the seating area! You’d think Brad and Angelina were there signing autographs or something. Nope. Just a regular weekend at breakfast-time.
On top of panel systems, Hawaii has moved to promote thermal and water heating through solar. Those installing solar thermal systems get back 35 percent of the actual cost or $2,500. If you prefer to go with a solar water heating system, the state is forcing utilities to give it to you for free upfront. A small monthly payment is then added to your utility bill until the system is paid off. Given the cost savings of solar water heaters, this essentially means you get the system for free.
The first step would be to change the type of mortgage you have. As soon as possible you should convert your adjustable or interest only mortgage to a fixed interest loan. With fixed rate your options for lower interest rates becomes viable. Also in case interest rates start to rise you will be well protected as your monthly payments will see no corresponding increase.
There are many ways to promote IR. My favorite is social networking and posting flyers. If you want to you can get your friends or your family members to signup. You can market to someone that wants a Netflix or Blockbuster’s products. The offers change daily! You can sell it as a work opportunity. You can advertise it on Craigslist or any other classified site. PLEASE DON’T SELL IT AS A JOB! People are looking for a 9 to 5 job and they don’t want to put in the effort. Never used the word legit or scam.